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Terms and Conditions

Effective Date: October 20, 2026

These Terms and Conditions ("Terms") govern access to and use of websites and promotional landing pages owned or operated by Sage Data Solutions, LLC ("Sage Data Solutions," "Sage," "we," "us," or "our").

By accessing or using our website (the "Site"), you agree to comply with these Terms. If you do not agree with these Terms, you should discontinue use of the Site.

1. Nature of Our Services

Sage operates marketing websites intended to provide consumers with promotional information regarding financial products and services offered by independent third-party businesses.

Our websites may be accessed through email advertisements, online marketing campaigns, or other authorized promotional channels.

Sage functions as a marketing and referral service and does not directly provide the financial products or services advertised on the Site.

Sage is not a lender, does not originate loans, and does not make credit or underwriting decisions.

2. User Eligibility

The Site is intended for individuals who are at least 18 years of age and reside within the United States.

By accessing the Site, you represent that you meet these eligibility requirements and will use the Site only for lawful purposes.

3. Information About Advertised Products

The Site may feature promotional materials relating to loans, credit products, or other financial services available through independent third-party providers.

Any product descriptions, rates, terms, eligibility criteria, or other information provided by third parties are subject to the applicable provider's requirements and disclosures.

Sage does not guarantee that:

  • Any particular financial product or service will be available to a visitor.
  • A consumer will qualify for or receive approval for an advertised offer.
  • The terms of a third-party product will remain unchanged.
  • A particular product or service will be appropriate for an individual consumer.

Consumers should independently review all relevant disclosures and contractual terms before proceeding with a financial product or service.

4. Third-Party Websites and Transactions

The Site may include links, advertisements, or embedded features provided by independent third parties.

When visitors choose to interact with a third-party provider, any resulting transaction, application, or agreement is governed by that provider's applicable terms and policies.

Unless expressly stated otherwise, Sage is not a party to any agreement entered into between a consumer and an independent third-party provider.

Sage is not responsible for the performance, availability, or contractual obligations of independent third-party providers.

5. Informational Purposes Only

Materials displayed on the Site are intended for general informational and advertising purposes.

Nothing presented through the Site constitutes financial, investment, tax, legal, or other professional advice.

Consumers should exercise independent judgment when evaluating financial products and seek professional assistance when appropriate.

6. Marketing Activities

Sage may use commercial email communications to inform consumers about products and services that may be relevant to their previously expressed interests.

Such communications are conducted subject to applicable marketing laws and relevant consumer preferences.

Recipients may unsubscribe from Sage's promotional emails using the opt-out instructions included in applicable communications.

Visiting the Site does not independently establish consent to receive additional emails, telephone calls, or text messages.

7. Website Use and Restrictions

Visitors agree to access and use the Site responsibly and in compliance with applicable law.

Users may not:

  • Attempt to gain unauthorized access to the Site or related systems.
  • Interfere with website functionality or security measures.
  • Introduce malicious code or engage in fraudulent activities.
  • Use automated systems in a manner that disrupts website operations.
  • Misuse Site content for unlawful or unauthorized commercial purposes.

Sage may restrict access to the Site when reasonably necessary to maintain security, protect its operations, or comply with applicable law.

8. Intellectual Property Rights

Unless otherwise indicated, the Site's design, text, graphics, trademarks, and other materials are owned by Sage or its authorized licensors.

These materials are protected under applicable intellectual property laws.

Visitors are permitted to access and view Site content for lawful personal use. No additional rights or licenses are granted without prior written authorization.

9. Disclaimers

THE SITE AND ALL CONTENT MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SAGE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that the Site will operate without interruption, contain no errors, or provide continuously available access to third-party offers.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SAGE DATA SOLUTIONS, LLC AND ITS OFFICERS, EMPLOYEES, AND REPRESENTATIVES SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THE USE OF THE SITE.

Nothing in these Terms shall limit or exclude liability that cannot lawfully be limited or excluded.

11. Privacy and Personal Information

Our Privacy Policy provides additional information regarding our privacy practices, marketing communications, and the rights that may be available to consumers under applicable privacy laws.

Visitors are encouraged to review the Privacy Policy before interacting with any third-party content or services available through the Site.

12. Changes to the Website and Terms

Sage reserves the right to modify, suspend, or discontinue portions of the Site, subject to applicable law.

We may update these Terms periodically. Revised Terms will be published on the Site with an updated effective date.

Continued use of the Site following publication of revised Terms constitutes acceptance of those changes to the extent permitted by law.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of New Mexico, without regard to its conflict-of-law principles, except where applicable law requires otherwise.

14. Contact Us

Questions concerning these Terms or the operation of the Site may be directed to:

Sage Data Solutions, LLC 1012 Marquez Pl Ste 16b Santa Fe, NM 87505-1834 United States